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| Hong Kong - Banking & Finance |
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Bank Directory
Only licensed banks may operate current or savings account, and accept deposits of any size and maturity. Most international banks have branches in Hong Kong, or representative arrangements with local banks. In business districts like Central and Tsim Sha Tsui, Wanchai, and Causeway Bay, it seems that every second block has at least one bank or ATM. Most are part of one of the two big ATM groups: Hong Kong Bank and its associates use ETC, which also accepts Cirrus cards; Chartered Bank and Bank of China and their associates are linked to Jetco.
Visa and MasterCard holders can withdraw cash from Hong Kong ATMS, American Express members can withdraw cash from the Jetco system ATMs. Hongkong & Shanghai Banking Corporation have ATMs which accept Cirrus, Jetco, Visa, and MasterCard, as well as international ATM cards affiliated with Plus and Global Access.
Some small bank branches offer limited services, but all major branches and head offices provide full banking services, including maintaining foreign currency accounts, savings, and checking (called current) accounts; and arranging for letters of credit, overdrafts, and loans. The resources of their sizeable research departments are geared to the requirements of businesspeople. They can also assist in checking the credit rating of potential business partners.
Normal banking hours are approximately 8:30am to 4:30pm, although some minor banks stay open later. Most banks are open until noon or 12:30pm on Saturday mornings. All are closed on Sundays and public holidays.
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Bank of America
Bank of America Tower
12 Harcourt Rd., Central
Tel: +852 2847-5588
Fax: +852 2597-3300
Hotline: 2805-2383
Location: About 10 min. from the complex of Admiralty hotels (Conrad, Island Shangri-La, JW Marriott) in Pacific Place
Bank of China
Bank of China Tower
1 Garden Rd., Central
Tel: +852 2826-6888
Fax: +852 2845-4738
Hotline: 2826-6888
Location: Just 5 min. east of Statue Square, two streets from the Ritz-Carlton
Bank of East Asia
10 Des Voeux Rd., Central
Tel: +852 2842-3200
Fax: +852 2845-9333
Hotline: 2523-2903
Location: about 5 min. from the Mandarin Oriental Hotel
Chase Manhattan Bank
35/F, Exchange Square 1
8 Connaught Rd., Central
Tel: +852 2841-4321
Fax: +852 2845-5900
Hotline: 2881-1148
Location: Connected to the Star Ferry Terminal by a covered walkway, and next door to the Hong Kong Stock
Citibank
Citibank Tower, Citibank Plaza
3 Garden Road, Central
Tel: +852 2868-8888
Hotline: 2860-0333
Location: About 5 min. east of Statue Square, right behind the Bank of China Tower
Dah Sing Bank
99-105 Des Voeux Road Central
Tel: +852 2543-7998
Fax: +852 2543-8205
Hotline: 2543-7998
Location: About 10-15 min. west of the Mandarin Oriental Hotel
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Dao Heng Bank
11/F, The Center Building
99 Queen's Road Central
Sheung Wan
Tel: +852 2218-8899
Fax: +852 2285-3899
Hotline: 2218-8000
Location: About 10 minutes' walk west on Queen's Road from the Landmark shopping center
Hang Seng Bank
83 Des Voeux Rd., Central
Tel: +852 2825-5111
Fax: +852 2868 4047
Hotline: 2836-0838
Location: About 10-15 min. west of the Mandarin Oriental Hotel
Hongkong & Shanghai Banking Corporation
29 Queen's Road Central
Tel: +852 2847-7222
Fax: +852 2810-1112
Hotline: 2748-8333
Location: Just across the Mandarin Oriental Hotel and Statue Square, and a few minutes' walk west of the Ritz-Carlton
Standard Chartered Bank
4 Des Voeux Rd., Central
Tel: +852 2820-3984
Fax: +852 2877 0208
Hotline: 2886-8888
Location: Just behind the HSBC headquarters, across Statue Square
United Overseas Bank
54-58 Des Voeux Rd., Central
Tel: +852 2842-5666
Fax: +852 2810-5773
Hotline: 2842-5666
Location: About 10-minutes' walk west of the Mandarin Oriental Hotel
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